401k Articles, Retirement Planning Articles, Mutual Fund Articles...All articles written by Jeff Fountain, CPA, and Chief Financial Officer of 401kFundAdvice LLC.

Financial Planning

Early Departures......

This article discusses early retirement planning, taking early retirement, and early retirement strategies.

Inherited IRA

This article explains the inherited IRA.

Serving Investors Now

This article discusses the need for high quality investment advice services.

What is the the Importance of Financial Planning?

The attached article discusses the importance of financial planning. See the benefits of this little used discipline.

Insurance

The Case for Long Term Health Care Insurance

This article presents a case for long term health care insurance. Included is average annual costs of premiums and long-term care costs themselves.

Who Should Buy Long-Term Health Care Insurance?

Many Americans are unsure whether they need Long-Term Health Care Insurance. This article helps to answer that question.

Complete Guide to Rules Regarding Health Savings Accounts

This article discusses the various health savings account rules, such as deductions, contributions, and tax issues.

Health Savings Account Issues for Employers and Employees

This article discusses HSA beneficiaries, HSA employer contributions, non-qualified medical distributions, tax and penalty issues and other various HSA issues.

Investing

Should You Fire Your Investment Advisor?

This article explains the role of an investment advisor. Should you fire yours?

Cash Investments

This article discusses investing with cash. CD's, money market accounts and funds, savings and checking accounts are explored here.

Inflation and Deflation and How to Invest for Each.

Investing During Inflation and Deflation

What Makes a Great No-Load Mutual Fund?

How to Find The Best No-Load Mutual Funds

Stock Market Swell.....

This article discusses financial bubbles, and the effects on your retirement account value.

Gold ETF's -- Gold Mutual Funds

This article explains gold mutual funds, gold index funds, and gold funds in general.

"One Question....How Do Mutual Funds Work?"

This articles answers the question, "How do Mutual Funds Work?"

What Investment Options are Available in my IRA?

The following article discusses IRA investment options. It also discusses IRA prohibited transactions.

Hidden Fees and Costs for Mutual Funds.

This articles discusses mutual fund expense ratios, and the breakdown of mutual fund fees.

Investment Advice for Mutual Funds

This article explains the benefits of mutual fund investment advice and attempts to answer the question, "How Do I Protect My 401k?"

Fund Ratings

This article the inherent errors of rating mutual funds. Learn the hidden dangers of relying on mutual funds ratings.

IRA Accounts With Real Estate Investments

This article discusses the pros and cons of a real estate investment in an IRA.

The Ups and Downs of Stable Value Mutual Funds

This article discusses the pros and cons of stable value funds, sometimes referred to as "stable value mutual funds".

Types of Mutual Funds

This article discusses the various types of mutual funds. Included are stock mutual funds, bond mutual funds, and asset allocation funds.

Miscellaneous

Comparing State Income Tax

This state income tax comparison also shows states with no state income tax.

Retirement Plans

401k Contributions

This article discusses the 401k contribution limits, including catch-up limits, and 401k contribution deadlines.

401k Contribution Limits

This article discusses the 2009 401k Contribution Limits, the 2010 401k Contribution Limits, and the 401k matching rules for both years.

401k Loans

This article discusses the pros and cons of 401k loans and the consequences of borrowing from your 401k.

401k Plan Facts

This article discusses several 401k plan facts.

What are the tax concerns relating to 401k's?

This articles discusses 401k taxes and 401k tax laws.

Ten Tips To A Stronger 401k.

This article discusses 401k tips and retirement planning tips.

401k Funds to Roth IRA?

This article discusses the process of moving funds from a 401k to Roth IRA.

Rollovers - From 401k to IRA

This article discusses 401k to IRA rollovers, 401k withdrawals, and partial 401k rollovers.

401k Versus Roth IRA

This article stacks the pros and cons of a 401k versus a Roth IRA.

Vesting Rules for 401k's, Simple and SEP Accounts

This article explains issues with 401k vesting rules and simple IRA vesting issues.

Rules for 401k Distributions

This article discusses 401k withdrawal rules, 401k withdrawal options, and early 401k withdrawals.

403(b) Plans

This article will discuss 403b Retirement Plans, the Roth 403b, and it's the benefits for 403b plan participants.

This article explains the difference between a 401k and an IRA.

How Does a 401k Work?

How does a 401k work? Hopefully this article helps to answer that question.

Individual 401k Plans

This article discusses individual 401k plans, or solo 401k's.

What are the Benefits of a Roth Conversion?

This article explains the some pros and cons relating to the Roth conversion.

Benefits, Drawabacks, and Lessons from various Roth IRA Rules. Roth WIthdrawal Rules included.

This article explains Roth IRA rules. Included are Roth IRA contribution limits and Roth IRA withdrawal rules.

Safe Harbor

This article discusses the safe harbor 401k. Included in this article are safe harbor 401k matching and safe harbor 401k vesting rules.

State Sales Tax Comparison

The following spreadsheet shows sales tax by state.

SEP Plans

This article discusses the SEP IRA, the SEP Retirement plan, and various SEP IRA rules.

401k-Simple

This article discusses the pros and cons of Simple 401k Plans. Included are 2009 and 2010 contribution limits.

Simple IRA Maximums

This article discusses the Simple IRA Contribution Limits for 2009 and 2010. Simple IRA matching rules are also discussed.

Rollovers - Simple IRA's

This article explains the Simple IRA Rollover, the Simple IRA Transfer, and the two-year rule.

Simple IRA Rules

This article discusses the Simple IRA Rules, Simple IRA Contributions, and Simple IRA Rollovers.